Abstract: Working culture is a newly concept from western countries for human development purpose because working culture affect directly and indirectly to human resource development at work place.

    There are positive and effective relationship between work culture and rate of human resource development. If there are positive and effective work culture in any organisation than rate of human resources development also can grow rapidly.

    In corporate world, importance of positive and effective work culture increase day by day and positive work culture can be provide by effective work environment at work place effective working environment is a basic element of success of any service based organisation in corporate world and banking sector is a main part of service sector as a main pillar of service based commercial activities.

    In banking sector of Indian commercial market, working culture and working environment can play a vital role for commercial growth of Indian society.

    Working environment should have positive and effective for bank employees if working environment is better and effective. Bank employees can perform effectively for banking growth as a satisfied work force because satisfaction is a main dimension of working environment. Creation of better and effective working environment is not so easy because development of working environment of it is an effective outcome of various factors at work place and these factors can be affect the level of satisfaction for bank employees. If there are a high level of satisfaction at work place. This situation can improve strong work culture at work place in public sector banks because satisfaction level and effective working environment are correlated deeply in service sector  specially in public sector banks.

    The strong work culture can provide by some practical steps taken by Bank Managements, Bank Officers, Bank Clarks and Bank Sub Staff because these are correlated with strongly together at work place in public sector banks.

Keywords : Working culture, Human Resources Development, Service Sector, Commercial Activities, Working Environment, Success of Public Sector Banks, Supporting System, Bonding, Effective Communication.