Abstract : This research paper investigates the utilization of electronic payment (E-Payment) systems within the realm of electronic commerce (E-Commerce). The study delves into the factors influencing the adoption and usage of E-Payment systems, considering both consumer and business perspectives.Through a comprehensive analysis of existing literature, statistical data and case studies, the paper aims to shed light on the current trends, challenges and opportunities in the E-Payment landscape. Insights derived from this research can inform stake holders in the E-Commerce industry, including businesses, policy makers and technology providers to enhance the efficacy and security of E-Payment systems.

Keywords: Purchase, Sale, and Exchange of CommoditiesmTransfer of Goods Producers to Consumers Human Lives.