Journal Metrics
Join As Reviewer
Current Edition
Archives PDF Files
Copyright Form
Paper Format

  • January to March 2025 Article ID: NSS9081 Impact Factor:8.05 Cite Score:1422 Download: 52 DOI: https://doi.org/ View PDf

    An Analytical Study on the Impact of Pradhan Mantri Mudra Yojana on Small Enterprises in Shajapur District

      Shubhangi Sharma
        Research Scholar, School of Studies in Commerce, Vikram University, Ujjain (M.P.)
      Dr. Sunil Advani
        Assistant Professor (Commerce) Pt. Balkrishna Sharma, “Naveen” P.G. College, Shajapur (M.P.)

Abstract:The Pradhan Mantri Mudra Yojana (PMMY) was launched in 2015 to extend collateral-free micro-finance to small entrepreneurs. This research paper aims to analyze the impact of Mudra loans on the growth and development of small enterprises in Shajapur District. Using primary data collected from small business owners, the study assesses whether access to Mudra finance has contributed to business expansion, employment generation, and improved financial stability. The findings indicate a positive impact on business growth, though gaps in awareness and repayment challenges still exist. Recommendations for improved outreach and post-loan support are suggested.

Keywords: Mudra Yojana, Small Enterprises, Business Growth, Loan Disbursement, Financial Inclusion, Shajapur District.