-
October to December 2025 Article ID: NSS9705 Impact Factor:8.05 Cite Score:44 Download: 0 DOI: https://doi.org/ View PDf
Saving, Investment and Behaviour of Working Women towards them: A Study
Dr. G. L. Khagode
Assistant Professor, PMCoE Madhav Arts and Commerce College, Ujjain (M.P.)Milind Dandawate
Research Scholar, Samrat Vikramaditya University, Ujjain (M.P.)
Abstract: Capital
creation is a cycle that starts with saving and grows with investing. Indian
families consider financial security the most when compared to others. Earlier,
the income of women was considered a supplementary source of funds but in
modern times, it has become much more significant and therefore the investment
from their side also has become significant. Their returns can prove useful at
the times of crises. But there is a difference between the way of investing
that women chose, they think in a different way when compared to men, therefore
their returns also differ then that of men. The present paper presents an
analysis of the investment behaviours of sophisticated women of Indore city.
The analysis focuses on the investment preferences in terms of products like
gold, mutual funds, loans, preferred stocks, trusts, policies etc. as well as
it attempts to determine the factors that affects the choices the most. The
methodology includes the percentage analysis done on the primary data. The paper
concludes that women under study prefer the low risk investment avenues the
most and therefore their return percentage differs then that of men.
Keywords:
Investment Behavior, Working women, Types of investments.
